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Archive for April, 2011

Taking a holiday this Easter?

Tuesday, April 19th, 2011

This year, the combination of Easter, the Royal Wedding and the May Bank Holiday has offered the perfect opportunity for an extended break. For those opting to to take a holiday or trip away, it’s worth remembering that the same rules though apply to holidays in the UK as they do elsewhere. So do make sure you are properly covered in case of emergencies.

Travel insurance, for example, is not always thought of as a necessity if you take a break in the UK, being so close to home and under the safety net of the NHS should you have an accident but travel insurance covers much more than medical emergencies. Most people buy travel insurance for trips and holidays abroad but these policies do generally provide cover for travel within the UK, though do check the small print rather than assuming that this is always the case.

So is travel insurance that covers holidays in the UK worth considering? It can be very useful to have insurance should you subsequently cancel a trip, say for illness, as your holiday costs will be reimbursed subject to any excesses to pay. Your personal effects will probably be covered too, which is an important point to consider as theft and loss is not just confined to holidays on the ‘Costas’ – these things happen at home too.

What you will almost certainly not be covered for will be for medical expenses as the NHS is available for such instances. One final word of advice though is do check the small print as many, if not most, insurers do require you to have proof of booked accommodation, or a campsite booking in the case of camping and caravanning, for a minimum stay of normally 2 nights away for the policy to be in force so the one night weekend trip away is definitely outside this definition.

This article is brought to you by travelandinsure.com – specialist in ethical travel insurance.