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Why take the risk? Get covered for wintersports.

As British holidaymakers prepare to head for the slopes in 2012, Foreign Office figures reveal that almost a third of people in the UK admit to not taking out travel insurance for their winter sports holidays. In addition, less than one in five people (16%) say they always read the small print of their travel insurance policy before going skiing. The Foreign Office regularly issues warnings to skiers and snowboarders that they risk huge medical bills if they don’t properly cover themselves by taking out travel insurance.  Their data highlights the average cost in Andorra for a leg injury and repatriation to be £6500 rising to a whopping £28,000 for the same injury in Canada.

Everyone appreciates the thrills of Wintersports but not everyone appreciates the dangers that are associated with it. The Ski Club of Great Britain has reported in the past that more than half of British skiers take to the slopes without a ski helmet, despite the risks of sustaining a serious head injury. Head injuries account for almost a quarter of all ski injuries sustained on the slopes. Research in Canada and Sweden has also found that snowboarders are up to four times more likely to have an accident on the slopes than skiers, while men are more likely to get injured than women.

Alarm bells should be ringing here, not just against the rise in the accident rate on the slopes but also that a high number of people are still going abroad without any travel insurance. Whether this is just forgetfulness or a desire to live dangerously, it is shows that many people view travel insurance as an extra expense which can be added or deleted depending on the holiday budget.

But with price of travel insurance premiums, particularly on the internet, being relatively cheap – you can find a week’s Winter Sports cover to Europe for under £10, it does seem to be an unnecessary risk to take. It is not necessary to pay through the nose these days and if you are prepared to surf the net then there some excellent deals to be had.

This article is provided by Travelandinsure.com – specialist in ethical travel insurance.

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